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What is 3D Secure and why is it affecting my deposit by card?

3D Secure. Added security for you.

If you are depositing by card , the payment gateway may require the card being use to be a 3D secure Card.

3D secure is an extra level of security to protect Card holders while making payments and against your card being used when it is not you making the transaction.

So what is it?

3D Secure stands for 3 Domain Server, there are 3 parties that are involved in the 3D Secure process :

  • The company the purchase is being made from.
  • The Acquiring Bank (the bank of the company)
  • VISA and MasterCard (the card issuers themselves)

The scheme is a collective of Verified by VISA (VBV) and MasterCard Secure Code (MSC).  It is the most recent fraud prevention initiative that is available at the moment.

When using a 3D secure card you may be:

  • brought to a screen to enter your Master Card Secure Code or Your Verified by VISA Code.
  • Some banks will text you to ensure this is a transaction you are making

Once you complete this 3D secure process you can use the card with out any issues.

Contact your bank for any questions about whether your card is 3D Secure and to learn more.